Thank you for visiting the website of Amano Financial Advisory Services Ltd. (“Amano FAS,” “we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of our website located at amano-fas.ca and any related content or features we provide (collectively, the “Services”).

By accessing or using the Services, you agree to these Terms. If you do not agree, please do not use the Services.

Changes to These Terms

We may update these Terms from time to time to reflect operational, legal, or regulatory changes. If a revision materially affects your rights, we will provide reasonable notice on our website. Your continued use of the Services after changes become effective constitutes acceptance of the revised Terms.

Ownership and Permitted Use

The Services, including all content, text, graphics, logos, and other materials, are owned by Amano Financial Advisory Services Ltd. or its licensors and are protected by applicable intellectual property laws. All rights not expressly granted are reserved.

Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Services for informational and consultation-booking purposes.

You agree not to:

• Use the Services for any unlawful purpose or in violation of any applicable law or regulation
• Copy, reproduce, republish, or redistribute any content from the website without our prior written permission
• Attempt to gain unauthorized access to any part of the Services or our systems
• Use the Services in any way that could damage, disable, or impair the website or interfere with any other party’s use of the Services

No Professional Advice

The content on this website is provided for general informational purposes only and does not constitute financial, legal, accounting, or professional advice of any kind. Any general information published on this website does not constitute a formal engagement, valuation opinion, or expert report under the standards of the Chartered Professional Accountants of Canada (CPA Canada) or the Canadian Institute of Chartered Business Valuators (CICBV).

Engaging with this website or booking a consultation does not establish a client relationship. A formal written engagement agreement is required before any professional services are rendered and before any professional obligations arise.

Booking and Consultations

Our website offers an online calendar booking tool, operated by Cal.com, to schedule a free initial consultation. By using the booking tool, you are also subject to Cal.com’s own terms of service and privacy policy, available at cal.com. Booking a consultation does not guarantee the provision of any specific service and does not create a binding professional engagement. We reserve the right to decline or reschedule appointments at our discretion.

Third-Party Links and Tools

Our website may contain links to third-party websites or integrate with third-party tools, including Cal.com for appointment scheduling. We do not control and are not responsible for the content, products, or services of those third parties. Accessing third-party resources is at your own risk and subject to their own terms and policies.

Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AMANO FAS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE WEBSITE WILL BE ERROR-FREE, UNINTERRUPTED, OR FREE OF HARMFUL COMPONENTS. NOTHING ON THIS WEBSITE CONSTITUTES A VALUATION OPINION OR PROFESSIONAL REPORT UNDER CICBV STANDARDS.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AMANO FAS AND ITS OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS LIMITATION APPLIES WHETHER THE CLAIM IS BASED IN CONTRACT, TORT, STATUTE, OR ANY OTHER LEGAL THEORY.

Indemnification

You agree to defend, indemnify, and hold harmless Amano Financial Advisory Services Ltd. and its officers, directors, employees, and agents from and against any claims, damages, liabilities, losses, costs, and expenses (including reasonable legal fees) arising from your use of the Services or your violation of these Terms.

Governing Law and Venue

These Terms and any disputes arising out of or related to them are governed by the laws of the Province of British Columbia and the applicable federal laws of Canada, without regard to conflict-of-law principles. The parties consent to the exclusive jurisdiction of the Supreme Court of British Columbia, sitting in Kelowna or such other location as the court may direct, and waive any objection to such venue.

Severability and Waiver

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect. A failure to enforce any provision of these Terms is not a waiver of that or any other provision.

Entire Agreement

These Terms constitute the entire agreement between you and Amano FAS regarding your use of the Services and supersede all prior or contemporaneous communications or agreements related to that subject matter.

Contact

Questions about these Terms? Please reach us at:

Amano Financial Advisory Services Ltd. Kelowna, British Columbia, Canada Email: [email protected] Phone: (250) 300-8202